Center for Research and Development in Mathematics and Applications

Publicações

Strategic groups in the Portuguese banking industry: an analysis of the 2008-2010 period

Publication . Albérico Travassos Rosário; Moreira, Antonio; Pedro Macedo; Moreira, António C.; Silva, Pedro M. Freitas da

This chapter analyzes the retail banking behavior in Portugal for the period between 2008 and 2010. The data collection took place through the accounting consultation of the reports and accounts of the years under analysis. The selected variables reflect the strategic actions of retail banking during the period under analysis, and it can be argued that retail banking in Portugal has clear differences among players over time. In particular, banking institutions have different competitive strategies, the strategic groups do not have similar resources, and strategies also differ between strategic groups. This reflects the competitive structure of the national retail banking industry.

2019Capítulo de livro

Acesso restrito

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Competitive dynamics of strategic groups in the Portuguese banking industry

Publication . Rosário, Albérico Travassos; Moreira, Antonio; Macedo, Pedro

2014–2016), by taking into account the financial and economic assistance programme (FEAP) – monitored by the European Commission, the European Central Bank and the International Monetary Fund – that Portugal went through and that started in 2011. With competitive dynamics it is possible to understand the evolution of competitive strategies of the institutions of a strategic group within a given time horizon. Data were collected after consultation of reports and accounts of Banks from Banco de Portugal database. The results were analysed and discussed in light of the theory of strategic groups and their competitive dynamics allows us to conclude that: Banks implemented different competitive strategies; Strategic groups have dissimilar resources; and Strategic groups display different strategies. The 2008–2010 period can be considered as a ‘deregulated’ period, the 2011–2013 as a period of ‘imposed regulation’, and the 2014–2016 as a period of ‘strategic consolidation’ with strategic changes that have prompted strategic groupings of the various institutions as consequence of a low mobility barrier strategy.

2021-05-19Artigo científico

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Palavras-chave

Algebra and Geometry,Functional Analysis and Hypercomplex Analysis,Optimization, Graph Theory and Combinatorics,Systems, Control, Probability and Statistics,

Entidade financiadora

Fundação para a Ciência e a Tecnologia, I.P.

Programa de financiamento

Financiamento do Plano Estratégico de Unidades de I&D - 2019

Número da atribuição

UID/MAT/04106/2019